🧠 SpaceX, Student Loans, AI & Perception

💸 1. New Student Loan Relief: What Trump Just Announced

Big update — the administration has announced a new wave of student loan relief. While the final details are still unfolding, here’s what we know so far:

• Who may qualify: Borrowers with older federal loans, income-based repayment plans, or consistent payment history since the repayment restart.
• Key takeaway: The relief targets middle-income borrowers most impacted by interest accrual during the pandemic pause.
• Action step: Review your current repayment plan and check for new forgiveness options at studentaid.gov.

🕵️ Tip: Avoid any third-party “fast approval” sites — always use official federal links.

🤖 2. The AI Wave: Adapt or Get Left Behind

AI isn’t coming — it’s already here. It’s transforming every profession, from finance to film. You can’t stop the shift, but you can position yourself ahead of it.

Here’s what to do now:

1. Educate Yourself Weekly – Spend at least 15 minutes each week exploring AI tools like ChatGPT, Claude, or Perplexity.

2. Keep Investing – Automation will continue reshaping industries. Building your investments is your best job security.

3. Start a Side Hustle – Use AI to accelerate progress: branding, copywriting, or testing new products.

⚡ Truth: AI won’t replace everyone — but people who use AI will replace those who don’t.

💼 3. Level Up: Perception is Power

Lately, I’ve been working with several high-profile and high-net-worth individuals — and one thing they all share is attention to detail.

People notice everything:
👞 Your shoes and grooming
📱 Your phone (even a cracked screen sends a message)
💼 Your posture, tone, and confidence

When you look sharp, you feel sharp — and that energy shows up in your results.

🪞 Pro Tip: Audit your appearance, workspace, and mindset. Small upgrades create major momentum.

📱 4. Use Apple Notes Like a Pro

Your phone is with you 24/7 — make it work for you. Apple Notes is a simple yet powerful productivity tool most people underuse.

✅ Scan and sign documents instantly
🔒 Lock private notes with Face ID
🗂️ Organize with folders and hashtags (#goals, #ideas)
🧠 Sync seamlessly across all devices
📎 Attach photos, links, and voice memos
🤝 Collaborate on shared notes in real time

💡 Try this: Create a folder called “Money Moves” — jot down side hustle ideas, investment thoughts, and quick insights before they disappear.

🚀 5. Exclusive Investment Opportunity: SpaceX, xAI, Perplexity & More

I’m thrilled to share a new opportunity for accredited investors only — and it’s a big one.

Introducing the Multi-Asset SPV by Witz Capital:
With a single investment ($7,500 minimum), you’ll gain exposure to:
• SpaceX
• xAI (Elon Musk’s AI company)
• Perplexity
• Cashmere Fund – includes 38 holdings like MrBeast’s Beast Industries, Katy Perry’s De Soi, Graza, and more

Allocation:
• 17% SpaceX
• 17% xAI
• 17% Perplexity
• 50% Cashmere Fund

This “barbell approach” blends late-stage tech with early-stage consumer growth — a first-of-its-kind structure.

🔗 Learn more or apply here: republic.com/witz-capital-spv
📞 Email or text me at 516-297-3708 if you’d like help getting started.

🙌 Quick Ask + New Tool

If you find value in this newsletter, please forward it to a friend or share it on your social media — it helps a ton.

Introducing SpendOrStash (v1): see the real long-term cost of a purchase. More features coming soon.
👉 Visit SpendOrStash.com — and if you can, grab a book while you’re there.
Feedback is appreciated: [email protected] or text me directly.

💬 Closing Thought

Whether it’s AI, investing, or personal growth — the key is the same: adapt, invest, and level up.

Stay focused. Stay consistent.

— John Lepore, CPA
@NetworthHabits