- Networth Habits
- Posts
- 💵 NYS Inflation Relief Checks Rolling Out & More!!
If you’re a New York State resident, keep an eye on your mailbox — NYS has begun mailing one-time inflation relief checks based on your 2023 income and filing status.
Filing Status | 2023 NY Adjusted Gross Income (Form IT-201, Line 33) | Refund Amount |
Single | $75,000 or less | $200 |
$75,001 – $150,000 | $150 | |
Married Filing Joint | $150,000 or less | $400 |
$150,001 – $300,000 | $300 | |
Married Filing Separate | $75,000 or less | $200 |
$75,001 – $150,000 | $150 | |
Head of Household | $75,000 or less | $200 |
$75,001 – $150,000 | $150 | |
Qualifying Surviving Spouse | $150,000 or less | $400 |
$150,001 – $300,000 | $300 |
✅ Eligibility:
Filed a 2023 Form IT-201 as a NY resident, met the income thresholds above, and were not claimed as a dependent.
🟡 Gold on a Tear: The World’s Most Valuable Assets (2025)
Gold has surged past $30 trillion, now worth more than Microsoft, Apple, and NVIDIA combined.
Top Global Assets by Market Cap |
🥇 Gold — $30.1 T |
🥈 NVIDIA — $4.4 T |
🥉 Microsoft — $3.8 T |
4️⃣ Apple — $3.7 T |
5️⃣ Alphabet (Google) — $3.0 T |
6️⃣ Silver — $3.0 T |
7️⃣ Amazon — $2.3 T |
8️⃣ Bitcoin — $2.2 T |
💡 How to Play the Gold Trend
Quick exposure through:
ETFs: GLD or IAU
Miners: Newmont (NEM), Barrick (GOLD)
Digital Gold: PAXG, GLDC Fund
Real assets protect wealth. Tech multiplies it. Smart investors hold both.
⚓ Three Things You Can Count On
1️⃣ History Repeats Itself — Opportunities Don’t
Every cycle brings the same lessons — but the names and faces change. The people you meet, the deal you pass on, the account you never open… those moments rarely come twice. When something feels aligned, act.
2️⃣ Discipline Beats Motivation
Motivation fades with emotion. Discipline compounds with action. Show up daily — that’s how small steps turn into big wealth.
3️⃣ What Gets Measured Gets Managed
Track your spending. Track your net worth. Track your habits. Awareness turns confusion into clarity — and clarity builds control.
Build habits. Track progress. Take action. Every cycle rewards those who stay consistent.
🚀 Coming Next: Pre-IPO Access for Everyday Investors
Part of my portfolio is in private investment deals — think Facebook, Robinhood, and Tesla before they went public.
Private equity opportunities like these are usually out of reach for most investors — until now.
In the next Networth Habits newsletter, I’ll share what I believe is a rare chance to invest in companies like SpaceX, Perplexity, xAI, MrBeast Chocolate Bars, Graza, and dozens more pre-IPO names.
I’ll be investing personally and explaining exactly how you can, too.
🔔 Next issue drops within a week. Stay tuned — this one’s big.
Enjoyed this issue?
If you found this valuable, forward it to a friend who’s building wealth or growing their financial mind. It might just spark someone else’s journey.
Thanks for reading this edition of Networth Habits.
Your next best financial habit starts now
John Lepore, CPA
